Proposal: Statement Of The Problem

There are various joint venture banks operating their activities in the different part of the country. Banks are not to be considered merely as dealers of money but also the leaders in development. They are not only the store house of country’s wealth but also the reservoirs necessary for economic development. After Government of Nepal adopted the open, liberal and market oriented economic policy. The establishments of private joint venture banks have continued in response to this. Consequently, they are facing tough competition. The financial sector may not be enough from them to meet the growing the resources need to the economy as expected before. Why the financial institution of Nepal is performing well and effectiveness of these institutions should be analyzed. The study will seek the reasonable reasons on the following concentration areas of HIMALAYAN Bank Ltd and NABIL Bank Ltd,

Ø  Identifying the liquidity, profitability and capital structure ratio and market position of joint venture banks.

Ø  Identifying the growth ratio level of joint venture banks in term of net profit and earning.

Ø  Identifying the relationship between debt and return of joint venture banks.

Ø  Identifying the relationship between deposit and investment of the joint venture banks.

Ø  Identifying the relationship between organization and its stakeholders.

Ø  Identifying how efficiently do the banks use their capital?

Ø  Identifying which bank performing better and efficiently?

In conclusion, the study aims to find out the areas of differences between HIMALAYAN BANK Ltd and NABIL Bank Ltd in terms of deposit collection, resources mobilization, liquidity and others. Fact efficient financial performance is helped to measure the weakness and strength of the bank. This study will predict their strength and weakness, fluctuations of ratios, trend and correlation between relevant variables. A strong financial performance of joint venture can contribute to national economy and also attract foreign investor to invest his or her investable fund in the financial sector. This may be exemplary lesson to the newcomer joint venture bank. Therefore financial statement of the bank should be fully examined to find whether the banks are economically and financially strong or not.